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Consumer Loan Rates
With competitive rates and personalized service, save money and open doors to new opportunities. As your local lending experts, Thomaston Savings Bank has everything you need to achieve financial wellness.
Annual Percentage Rate Effective Date: 09/22/2021
Loan Term
Interest Rate
APR
360 Months
Pledged account rate +2.750%
Pledged account rate +2.750%
Annual Percentage Rate Effective Date: 09/22/2021
Loan Term
Interest RateWithout Discount
APR
Monthly Payment Per $1,000
Interest Rate With Auto-Pay Discount
APR
Monthly Payment Per $1,000
12 months
8.24%
8.24%
$87.10
7.99%
7.99%
$86.98
24 months
8.24%
8.24%
$45.34
7.99%
7.99%
$45.22
36 months
8.24%
8.24%
$31.45
7.99%
7.99%
$31.33
48 months
8.24%
8.24%
$24.53
7.99%
7.99%
$24.41
60 months
8.24%
8.24%
$20.39
7.99%
7.99%
$20.27
Loan amounts available from $500.00 to $10,000.00. Loan terms available from 12 months to 60 months in 6 month increments. Loan rate is discounted with automatic payment from a TSB deposit account; auto-pay must be maintained for the life of the loan.
Annual Percentage Rate Effective Date: 09/22/2021
Loan Term
Interest Rate
APR
Monthly Payment Per $1,000.
24 months
15.000%
15.000%
$48.49 Monthly
Line amounts available from $500.00 to $2,500.00.
Annual Percentage Rate Effective Date: 09/22/2021
Loan Term
Interest RateWithout Discount
APR
Monthly Payment Per $1,000
Interest RateWith Auto-Pay Discount
APR
Monthly Payment Per $1,000
36 months or less
5.250%
5.250%
$30.08 Monthly
5.000%
5.000%
$29.97 Monthly
48 months or less
5.750%
5.750%
$23.37 Monthly
5.500%
5.500%
$23.26 Monthly
72 months or less
6.750%
6.750%
$16.93 Monthly
6.500%
6.500%
$16.81 Monthly
Vehicle not previously titled and has less than 12,000 miles. Loan amounts available from $2,500.00 to $40,000.00. Down payment of 20% of purchase price (no add-ons such as taxes, dealer prep) or 10% of purchase price (no add-ons) for term of 36 months or less. Loan rate is discounted with automatic payment from a TSB deposit account; auto-pay must be maintained for the life of the loan.
Annual Percentage Rate Effective Date: 09/22/2021
Loan Term
Interest RateWithout Discount
APR
Monthly Payment Per $1,000
Interest RateWith Auto-Pay Discount
APR
Monthly Payment Per $1,000
48 months or less used 2012 or newer with down payment of 20% of purchase price
6.250%
6.250%
$23.60 Monthly
6.000%
6.000%
$23.49 Monthly
Loan amounts available from $2,500.00 to $20,000.00. Down payment of 20% of purchase price or NADA average loan whichever is less. Loan rate is discounted with automatic payment from a TSB deposit account; auto-pay must be maintained for the life of the loan.
Routing #: 211174259