Fraud Protection

Positive Pay from Thomaston Savings Bank is a real-time fraud prevention service that helps protect your business from unauthorized checks and ACH transactions. Once you upload your issued check information, Positive Pay will actively monitor suspicious check activity to help you quickly identify unauthorized transactions and in turn feel more secure about your finances. As checks are presented against your account, you will get an alert if the amount, serial number, or payee does not match your issued check file, and from there, you can determine if Thomaston Savings Bank should pay or return the item.

• Prevent and quickly detect check fraud with real-time monitoring
• Optionally monitor ACH transactions that post to your account
• Manage pay and return decisions all from one screen

To further enhance your business’ financial management, receive our Account Reconciliation services, at no cost, when you enroll in Positive Pay

To learn more about how to get started with Positive Pay, please read the Positive Pay User Guide.

Thomaston Savings Bank's Account Reconciliation service is designed to save you valuable time so you can stay focused on your business goals. 

With Account Reconciliation upload your check issuance file to us each time checks are issued. Every month we will automatically compare the checks issued to the checks paid and generate a list of items issued, paid and outstanding for your records – handling the entire reconciliation process for you.  

To learn more about how to get started with Account Reconciliation, please read the Account Reconciliation User Guide.