Personal Investment Services
Investing is an essential part of financial planning, allowing you to secure your financial future and achieve your long-term goals. Take control of your financial future with Thomaston Financial Services. Backed by a team of local advisors who are committed to helping you grow, from your child’s college tuition to your personal wealth, you'll get personalized advice that's tailored to your unique financial goals.
Invested in Your Financial Success
Receive valuable advice from a trusted partner
Get peace of mind knowing your investments are in the right hands with our licensed Osaic Institutions financial advisors who are dedicated to helping our clients grow.
Build a plan designed for you
We're here to listen, and ready to help understand your goals so we can create a tailored plan to fit your unique needs. And as your financial situation changes, we will help you adjust your portfolio accordingly, keeping your best interests at heart.
Ready to answer your questions
We know investing can be intimidating, that's why we are available to help you understand your statements or answer questions about how your investment is performing. We're located at the Bank, so you can stop by our office and chat!
Investment Products & Services
Get a long-term investment strategy with financial planning that focuses on quality—so that you can invest with confidence.
Unit Investment Trusts (UITs)
A Unit investment trust (UIT) is a fixed portfolio—most often made up of stocks and bonds—that can distribute dividends and interest over a set amount of time.
Annuities
Thomaston Financial Services offers access to the following annuities:
- Tax Sheltered Annuities, which are tax-qualified plans offered to employees of non-profit organizations and employees of public school systems.
- Fixed Annuities, which are tax-deferred, allow you to safely take advantage of competitive fixed interest rates. A fixed annuity is a dependable insurance product that can provide you with a steady income in the future.
- Variable Annuities, combine the tax-deferral benefits of a fixed annuity with the flexibility and performance of an investment fund. You control the investment options and can take advantage of potential competitive returns through market exposure. The investment performance of subaccounts is not guaranteed.
Stocks & Bonds
Your investment professionals at Thomaston Financial Services can place stock, bond, and treasury bill orders. All domestic stock exchange orders are available to our clients. We offer a broad range of bonds to help you meet your income needs, including Treasuries, Federal Agencies, corporate, municipal, and mortgage-backed.
Structured CDs
Thomaston Financial Services offers access to various banks' CDs. CDs have characteristics that are common with bonds but also include FDIC protection up to the applicable limits. They should be held to maturity to avoid loss of principal.
Insurance
Insurance can provide financial protection for your family or business. The Osaic financial advisors at Thomaston Financial Services offer term, whole life, wealth transfer and long-term care.
Real Estate Investment Trusts (REITs)
REITs are companies that own and manage a portfolio of various real estate. REITs can sell like stocks on major exchanges and can provide diversification and long-term capital appreciation. Enjoy the benefits of real estate ownership without the associated difficulties of a landlord.
College Savings Plans
Thomaston Financial Services can help facilitate College Savings Plans, which can be used to pay tuition, fees, room and board, books, and required supplies. It’s never too early to start saving, and your advisor can go through the possibilities with you as well as tax advantages of 529 Plans.
Retirement Plans
No matter your age, planning for your financial future is always a good idea. At Thomaston Financial Services, you can make sure you understand all of the choices that are out there. Get access to Traditional Individual Retirement Accounts (IRAs), Roth IRAs, and Simplified Employee Pensions (SEP) plans, in addition to 401(k) and 403(b) plans.
Investment Goal
Visualize your financial progress and reach your savings goals with confidence.
Meet The Team
Schedule a Complimentary Consultation
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Investment and insurance products:
Are Not FDIC Insured | Are Not Bank Guaranteed | May Lose Value | Are Not Deposits | Are Not Insured by Any Federal Government Agency
Investment and insurance products and services are offered through Osaic Institutions, Inc. Member FINRA/SIPC. Thomaston Financial Services is a subsidiary of Thomaston Savings Bank. Osaic Institutions is not affiliated with either entity. Products and services made available through Osaic Institutions are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.